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Photo by Kim Kulish
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"It's flat. Typically, we buy banks and one third of [our IT budget] is merging them into the company. I don't think [Monday's failure of Merrill Lynch and other financial news] will affect us. It has more of an emotional effect than a material one. We're going to do server consolidation, virtualizaton [in 2009]. We haven't done any of that yet. We're waiting for our software vendors to support it."
- Paul Ballew, information technology director for GB&T Bancshares, Gainesville, Ga.
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