What are partners not doing that you would like to see with regard to the cloud opportunity?
I am very pleased with the progress that we are seeing from partners on this front. You can see it in the CloudBuilder numbers, the 250-plus partners. The quality of conversations that I have had here were fantastic. They understand the technology. They understand the opportunity. And it was what true partnerships are all about, two very smart institutions and smart people rolling up our sleeves saying, 'How do we take it to the next level?' This vs. two years ago. These guys get it. They are on it. I don't feel we are wildly out of whack where our strategy is here and they see the market over here.