It doesn't come as a surprise that cyber criminals don't take a break when the economy goes bad. If anything, they are leveraging the failing economy in even greater numbers, capitalizing on people's financial insecurities with everything from mortgage refinancing schemes to credit card offers. And it's probably no coincidence that experts have seen a huge spike in the number of phishing attacks targeting bank customers over the last three months. In one particular attack, phishers sent millions of e-mails directing Washington Mutual customers to submit personal and financial account information following the bank's acquisition by Chase. The legitimate-looking request was part of a malicious cyber campaign intended to steal users' information for identity theft purposes.