New York ranked fifth out of 50 states with 110.1 identity theft complaints per 100,000 people. New York ranked 25th overall for fraud and other related complaints. In addition to an identity theft law, New York has a state technology law and general business laws that address data breach notification. People can request one free credit report each year from all three agencies at annualcreditreport.com, Equifax said. A thorough review should be done to find fraudulent accounts and other inaccuracies.