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10 Reasons Why Apple Pay Beats Google Wallet On Security

The new Apple Pay feature incorporated into the latest iPhone and Apple Watches trounces Google Wallet on security and privacy, mobile payment experts say. Here are 10 reasons why.

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Apple Pay Pushes Payment Security Forward If Adopted, Trusted

Apple Pay, the new payment service Apple recently unveiled, is being heralded by some security experts as a positive step forward in eliminating plastic and reducing fraud. While it is no silver bullet it can make mobile payments more secure for users of iPhone 6 and iPhone 6 Plus if it is widely adopted, said Kevin Grieve, a payment industry veteran and partner at consulting firm Strategy&. He leads the firm’s payments business.

Apple's mobile payment implementation eliminates the credit card number altogether and instead assigns a unique number to the device enabling payment to take place using a method associated with the user's account. Google Wallet, by contrast, stores the user data on the mobile device and transmits the cardholder data via near field communications to the merchant, a security risk, say experts. Here are 10 reasons why it pushes the envelope.

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